Real Estate Loans

Home Loans For All Reasons

Offering: Conventional, FHA, VA, USDA, Jumbo Loans, Primary Residence, Second Home & Investment Property Loans

 Apply Now for all NEW Purchases and REFINANCES     

 For HOME  EQUITY LOANS      Contact us today at 254-776-9550 ext. 2226 

*** SPECIAL ***

 rates as low as
5.99% APR for 60 months and you get a $500 credit towards closing costs!
               Become A Member               More Rates and Terms

*APR = Annual Percentage Rate Home Equity Loan rates effective 3/01/2024. Rates are stated “As Low As.” Rates and terms subject to approved credit. All rates subject to change without notice. PAYMENT EXAMPLE: $19.34 per $1,000 financed at 5.99% for 60 months. **The Credit Union is not authorized to offer tax advice. For more information, consult with your tax advisor regarding the deductibility of interest on a Home Equity Loan. 
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New Home Loan
Invest in your family and your future. Our knowledgeable mortgage lending team finds the right mortgage for you. 
New Home
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Home Refi
Thinking of refinancing your home to save some money? Before you proceed, take time to do the math and determine if it will actually save you money.
Home Refinance
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Home Equity Loans
If you've been a homeowner for a few years now, chances are you've built some equity into your residence.
Home Equity
Have some questions?
We have answers.
GENCO Federal Credit Union benefits of owning a home
Home Loans Video Library
Rate Quote
Answer four simple questions and get a rate quote for your mortgage.

Web Payment Center
Use our Online Payment Center to pay your GENCO loan from another financial institution.
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What is an ARM Loan


Home Buyers Seminar: WEBINAR


  • Qualifying for a Home Loan
  • Types of Loan Products
  • Overcoming the Challenges of a Today's Market
  • Preparing for a Home Loan application
  • Benefits of Home Ownership and with a GENCO FCU Home Loan
Watch Now!

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I want to: Calculate my options

Use these online calculators as a resource for planning, estimating and exploring your financial opportunities!