Loan Rates


Consumer Loan Rates





Loan Type APR* Approx. Term
Personal as low as 10.65 % 
 60
Line of Credit (as low as) as low as 10.90 % 
 N/A
Vehicles (New & Used All Models)**
 as low as 4.84%
 up to 48
Vehicles (New and Used) All Models** as low as 4.94%
 66
Vehicles (New and Used) All Models** as low as 4.99% 72

Home Equity Terms *APR
60 Months as low as 5.25% 
61-120 Months as low as 5.75%
121-180 Months as low as 5.99%
181-240 Months as low as 6.49%
 
***Home Equity loans secured by second liens will receive a 1.00% interest rate increase to your qualified interest rate. Effective 01/01/2025.
 
*APR = Annual Percentage Rate. Consumer Loan rates effective 01/01/2026. Rates are stated "As Low As". Rates and terms subject to approved credit. All rates subject to change without notice. Personal Loan Payment Example: $21.58 per $1,000 financed at 10.65% for 60 Months. Vehicle Loan Payment Example: $22.98 per $1,000.00 financed at 4.84% for 48 months, $18.86 per $1,000.00 financed at 4.94% for 66 months, $16.10 per $1,000.00 financed at 4.99% for 72 months.  **Rate applies to vehicle purchases or when refinancing an auto loan from another institution. 
 
*APR = Annual Percentage Rate.  Home Equity rates effective 02/25/26.  Home Equity Payment Example: $19.00 per $1,000 at 5.25% for 60 months.  Home Equity Payment Example: $11.00 per $1,000 at 5.75% for 120 months.  Home Equity Payment Example: $8.44 per $1,000 at 5.99% for 180 months.   Home Equity Payment Example: $7.46 per $1,000 at 6.49% for 240 months. 











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