Vehicle Loans

Auto Loans For All Reasons

With competitive rates and flexible terms, together we can find a loan that will meet your needs.

 Apply now 


*** SPECIAL EVENT ***


GENCO is offering you the sun and the moon with a stellar auto refinance offer
with rates as low as
 
5.59% APR* for 48 months 
5.75% APR* for 60 months
5.85% APR* for 75 months
 

and 60 days of No Payments!

Apply online for an additional 0.10% off your qualified rate. 
 
         Apply Now    
 
 
Then have a chance to win a 0% vehicle loan rate!
Each funded loan will automatically register you for a chance to win. 
 
This celestial offer won't happen again for decades so act now! 
 
                        Become A Member                 More Rates and Terms     
 


Unlock Your Dream Car with GENCO Vehicle Loans



Seamless Pre-Approval Process

Imagine being behind the wheel of your dream car sooner than you think. That's what GENCO offers—quick, expert-guided vehicle financing that's designed to save you money.
Call us at 254-776-9550, apply online, or visit any GFCU location to get pre-approved.
Note: For vehicle refinancing, loans must originate from outside GENCO.


Rates for Vehicles (New & Used) All Models**

APR* as low as 5.85% for a term of up to 48 months.
APR* as low as 5.99% for a term of approximately 66 months.
APR* as low as 6.09% for a term of approximately 72 months.


We Work With Local Dealers

Our close relationships with local auto dealers mean you get a smooth, hassle-free car shopping experience. With pre-approval, you lock in the best rate possible, making even spontaneous dealership visits worry-free. Our dealer network ensures you can finance through GENCO directly at the point of sale.


Leverage Your Tax Refund

Thinking about a new car, SUV, or truck? Turn your tax refund into a smart down payment. With GENCO's attractive rates, your new vehicle is closer than you think. Secure pre-approval before you shop to streamline your car-buying journey.
*Not all loans will qualify for delayed Days for No Pay.
 


 

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Promotional Disclosure:
(AUTO) *APR = Annual Percentage Rate subject  to change without notice. Subject to credit approval, membership eligibility and loan policies. A minimum loan amount of $5,000 and excludes existing GENCO FCU loans, real estate, motorcycle, recreational vehicle, commercial vehicle, indirect & business loans. Offer ends 05/31/24. PAYMENT EXAMPLE: $23.30 per $1,000.00 financed at 5.59% APR for 48 months. 2 Promotion is limited to one (1) member that will be randomly chosen at the end of the promotion to receive a 0% interest rate on their loan. The closing of the loan will automatically enter you into the drawing. The drawing will be held not later than 6/10/24. No purchase necessary to win. 3 Online applications only, 0.10% discount off the approved rate for all terms. 
* Not all loans will qualify for delayed Days for No Pay.











Mature hands holding paperwork and calculator.

I want to: Buy a car

No payments for 60 days! Get pre-approved for an auto loan now to ensure a seamless car purchase.