Vehicle Loans

Auto Loans For All Reasons

We offer refinancing and financing for both new and used vehicles, and even 100% financing for new vehicles up to 72 months. And before you hit the dealership, apply for a pre-approval online, giving you extra bargaining power with the dealership.

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Unlock Your Dream Car with GENCO Vehicle Loans

Get behind the wheel of a new ride or refinance your current one with a great rate on an auto loan.

Seamless Pre-Approval Process

Imagine being behind the wheel of your dream car sooner than you think. That's what GENCO offers—quick, expert-guided vehicle financing that's designed to save you money.
Call us at 254-776-9550, apply online, or visit any GFCU location to get pre-approved.
Note: For vehicle refinancing, loans must originate from outside GENCO.

Rates for Vehicles (New & Used) All Models**

APR* as low as 5.85% for a term of up to 48 months.
APR* as low as 5.99% for a term of approximately 66 months.
APR* as low as 6.09% for a term of approximately 72 months.

We Work With Local Dealers

Our close relationships with local auto dealers mean you get a smooth, hassle-free car shopping experience. With pre-approval, you lock in the best rate possible, making even spontaneous dealership visits worry-free. Our dealer network ensures you can finance through GENCO directly at the point of sale.

Leverage Your Tax Refund

Thinking about a new car, SUV, or truck? Turn your tax refund into a smart down payment. With GENCO's attractive rates, your new vehicle is closer than you think. Secure pre-approval before you shop to streamline your car-buying journey.
*Not all loans will qualify for delayed Days for No Pay.


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Promotional Disclosure:
(AUTO) *APR = Annual Percentage Rate subject  to change without notice. Subject to credit approval, membership eligibility and loan policies. A minimum loan amount of $5,000 and excludes existing GENCO FCU loans, real estate, motorcycle, recreational vehicle, commercial vehicle, indirect & business loans. Offer ends 05/31/24. PAYMENT EXAMPLE: $23.30 per $1,000.00 financed at 5.59% APR for 48 months. 2 Promotion is limited to one (1) member that will be randomly chosen at the end of the promotion to receive a 0% interest rate on their loan. The closing of the loan will automatically enter you into the drawing. The drawing will be held not later than 6/10/24. No purchase necessary to win. 3 Online applications only, 0.10% discount off the approved rate for all terms. 
* Not all loans will qualify for delayed Days for No Pay.

Mature hands holding paperwork and calculator.

I want to: Buy a car

No payments for 60 days! Get pre-approved for an auto loan now to ensure a seamless car purchase.