Fall Into a Better Rate & Rake in the Savings with GENCO
Refinance Your Auto Loan and Keep More Money in Your Pocket
Refinance your current auto loan from another lender with GENCO and get a great low rate as low as:
- 4.59% APR1 for 48 Months
- 4.69% APR1 for 60 Months
- 4.79% APR1 for 72 Months
Plus 90 Days With No Payment
Apply online, and you will receive an additional 0.10%2 off your approved rate
Plus you will be entered for a chance to win 3 months of free3 car payments on us
Apply Now, this is a limited time offer to get a better deal on your loan!
Benefits of an Auto Loan Refi with GENCO
- Need Cash Flow: Our 90 days no pay feature allows you free up cash to be used for other pressing expenses!
- Lower Interest Rates: This could save you hundreds or thousands over the life of the loan.
- Reduced Monthly Payments: Refinancing with a lower interest rate lowers monthly payments or you can keep your same payment and pay you loan off sooner.
- Multiple Refinances: Multiply your possible savings and benefits by refinancing multiple vehicles from another institution with GENCO.
Auto Loans for All Reasons
We offer refinancing and financing for both new and used vehicles, and even 100% financing for new vehicles up to 72 months. And before you hit the dealership, apply for a pre-approval online, giving you extra bargaining power with the dealership.
Find Your Dream Car!
You can start your search for your next ride with GENCO’s Member Auto Center (MAC). Get pre-approved for GENCO financing with our preferred dealers, look up vehicle values, and find car buying advice.
Let GENCO be your full One-Stop-Shop when you are ready to make your next auto purchase!
We Work With Local Dealers
Our close relationships with local auto dealers mean you get a smooth, hassle-free car shopping experience. With pre-approval, you lock in the best rate possible, making even spontaneous dealership visits worry-free. Our dealer network ensures you can finance through GENCO directly at the point of sale.
Leverage Your Tax Refund
Thinking about a new car, SUV, or truck? Turn your tax refund into a smart down payment. With GENCO's attractive rates, your new vehicle is closer than you think. Secure pre-approval before you shop to streamline your car-buying journey.
*Not all loans will qualify for delayed Days for No Pay.
Explore More:
Need protection? Discover our GAP insurance
Disclosures:
Some restrictions apply. 1APR = Annual Percentage Rate. Rates subject to change without notice. 2Online applications only, 0.10% discount off the approved rate for all terms. 3One (1) loan will be randomly selected from valid entries to win three (3) GENCO FCU auto loan payments paid by us, up to $2,100 cumulative. Each funded loan by December 4, 2026, will act as your automatic entry into the drawing. The winner is responsible for all applicable taxes. Subject to credit approval, membership eligibility and loan policies. A minimum loan amount of $5,000 and excludes existing GENCO FCU loans, real estate, motorcycle, recreational vehicle, commercial vehicle, and indirect loans. Offer ends December 4, 2026. Payment example: $22.86 per $1,000.00 financed at 4.59% APR for 48 months, $18.74 per $1,000.00 financed at 4.69% APR for 60 months or $16.02 per $1,000.00 financed at 4.79% APR for 72 months. No purchase necessary to win. FEDERALLY INSURED BY NCUA | Equal Housing Lender
I want to: Buy a car
Get pre-approved for an auto loan now to ensure a seamless car purchase.