GENCO Rates
Deposit Rates
| Savings Accounts | Dividend Rate | APY*** | Term | Minimum to Open |
|---|---|---|---|---|
| Share (savings) Account $100 to $2,499.99 |
0.25% | 0.25% | N/A | $5 |
| Share (savings) Account up to $2,500 to $4,999.99 |
0.30% | 0.30% | N/A | |
| Share (savings) Account $5,000 + |
0.35% | 0.35% | N/A | |
| Christmas Club Account |
0.35% | 0.35% | N/A | $5 |
| Savings Safari Club Account $0.01 to $99.99 |
0.25% | 0.25% | N/A | $5 |
| Savings Safari Club Account $100+ | 0.35% | 0.35% |
N/A
|
| Checking Accounts | Dividend Rate | APY*** | Term | Minimum to Open |
|---|---|---|---|---|
| GENCO Kasasa Cash - Qualifying accounts up to $10,000 |
4.17%
|
4.25 % | N/A | $50 |
| GENCO Kasasa Cash - Qualifying accounts up to $10,000.01 and over |
0.75%
|
0.75% | N/A | |
| GENCO Kasasa Cash - Non-qualifying accounts | 0.05% | 0.05% | N/A | |
| GENCO Kasasa Cash Back | More Details | More Details | N/A | $50 |
| Advantage Checking - Qualifying accounts up to $25,000 |
2.13% | 2.15% | N/A | N/A |
| Advantage Checking - Qualifying accounts $25,000.01 and over |
0.75% | 0.75% | N/A | |
| Advantage Checking - Non-qualifying accounts |
0.05% | 0.05% | N/A | |
| First Class Checking $100 and up | 0.10% | 0.10% | N/A | $100 |
| Senior Checking $100 and up | 0.10% | 0.10% | N/A | $100 |
| Business Checking $100 and up | 0.10% | 0.10% | N/A | $100 |
Money Market Accounts
|
Money Market Accounts
|
Dividend Rate | APY*** | Term | Minimum to Open |
|---|---|---|---|---|
| Money Market Account $100 to $2,499.99 | 0.40% | 0.40% | N/A | $2,500 |
| Money Market Account $2,500 to $4,999.99 | 1.09% | 1.10% | N/A | |
| Money Market Account $5,000 to $19,999.99 | 1.19% | 1.20% | N/A | |
| Money Market Account $20,000 to $49,999.99 | 1.29% | 1.30% | N/A | |
| Money Market Account $50,000 to $99,999.99 |
1.39%
|
1.40%
|
N/A | |
| Money Market Account $100,000+ | 1.54% | 1.55% | N/A |
IRA and CD Rates
| IRA Accumulator Accounts | Dividend Rate | APY*** | Term | Minimum to Open |
|---|---|---|---|---|
| IRA Accumulator Account $25 to $4,999.99 | 1.19% | 1.20% | N/A | $25 |
| IRA Accumulator Account $5,000 to $19,999.99 | 1.29% | 1.30% | N/A | |
| IRA Accumulator Account $20,000 to $49,999.99 | 1.39% | 1.40% | N/A | |
| IRA Accumulator Account $50,000+ | 1.54% | 1.55% | N/A |
*TERM SHARE CERTIFICATE SPECIAL*
Limited Time Offer
Rates Apply to both Regular or IRA
Rates Apply to both Regular or IRA
| Certificates | Dividend Rate | APY** | Term | Minimum to Open |
|---|---|---|---|---|
| 13 Month Term Share | 3.94% | 4.00% | 13 | $5,000 |
| Shared Certificates | Min. Deposit | Dividend Rate | APY*** | Term | Minimum to Open |
|---|---|---|---|---|---|
| 6 Month Term Share Certificates |
$10,000 Min. Deposit | 2.98% | 3.00% | 6 | $10,000 |
| 12 Month Term Share Certificate | $1,000 Min. Deposit | 3.60% | 3.65% | 12 | $1,000 |
| 24 Month Term Share Certificate | $1,000 Min. Deposit | 3.70% | 3.75% | 24 | $1,000 |
| 36 Month Term Share Certificate | $1,000 Min. Deposit | 3.46% | 3.51% | 36 | $1,000 |
| 48 Month Term Share Certificate | $1,000 Min. Deposit | 3.46% | 3.51% | 48 | $1,000 |
| 60 Month Term Share Certificate | $1,000 Min. Deposit | 3.46% | 3.51% | 60 | $1,000 |
| IRA Certificates | Dividend Rate | APY*** | Term | Minimum to Open |
|---|---|---|---|---|
| 6 Month IRA Certificate - $1,000 to $9,999.99 | 2.98% | 3.00% | 6 | $1,000 |
| 6 Month IRA Certificate - $10,000 to $24,999.99 | 3.03% | 3.05% | 6 | |
| 6 Month IRA Certificate - $25,000 to $49,999,99 | 3.08% | 3.10% | 6 | |
| 6 Month IRA Certificate - $50,000+ | 3.13% | 3.15% | 6 | |
| 12 Month IRA Certificate - $1,000 to $9,999.99 | 3.60% | 3.65% | 12 | $1,000 |
| 12 Month IRA Certificate - $10,000 to $24,999.99 | 3.65% | 3.70% | 12 | |
| 12 Month IRA Certificate - $25,000 to $49,999.99 | 3.70% | 3.75% | 12 | |
| 12 Month IRA Certificate - $50,000+ | 3.75% | 3.80% | 12 | |
| 24 Month IRA Certificate - $1,000 to $9,999.99 | 3.70% | 3.75% | 24 | $1,000 |
| 24 Month IRA Certificate - $10,000 to $24,999.99 | 3.75% | 3.80% | 24 | |
| 24 Month IRA Certificate - $25,000 to $49,999.99 | 3.80% | 3.85% | 24 | |
| 24 Month IRA Certificate - $50,000+ | 3.84% | 3.89% | 24 | |
| 36 Month IRA Certificate - $1,000 to $9,999.99 | 3.46% | 3.51% | 36 | $1,000 |
| 36 Month IRA Certificate - $10,000 to $24,999.99 | 3.50% | 3.55% | 36 | |
| 36 Month IRA Certificate - $25,000 to $49,999.99 | 3.55% | 3.60% | 36 | |
| 36 Month IRA Certificate - $50,000+ | 3.60% | 3.65% | 36 | |
| 48 Month IRA Certificate - $1,000 to $9,999.99 | 3.46% | 3.51% | 48 | $1,000 |
| 48 Month IRA Certificate - $10,000 to $24,999.99 | 3.50% | 3.55% | 48 | |
| 48 Month IRA Certificate - $25,000 to $49,999.99 | 3.55% | 3.60% | 48 | |
| 48 Month IRA Certificate - $50,000+ | 3.60% | 3.65% | 48 | |
| 60 Month IRA Certificate - $1,000 to $9,999.99 | 3.46% | 3.51% | 60 | $1,000 |
| 60 Month IRA Certificate - $10,000 to $24,999.99 | 3.50% | 3.55% | 60 | |
| 60 Month IRA Certificate - $25,000 to $49,999.99 | 3.55% | 3.60% | 60 | |
| 60 Month IRA Certificate - $50,000+ | 3.60% | 3.65% | 60 |
Share Certificate rates effective 1/8/2025. IRA Accumulator Account rate effective 1/1/2025. Money Market rates effective 12/1/2024. Checking Account rates effective 12/1/2024. All other deposit rates effective 10/1/2024. Rates subject to change without notice. Penalty for early withdrawal. Fees may reduce earnings. Minimum balance required to earn the advertised annual percentage yield.
***APY - Annual Percentage "Yield
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