Credit Cards

GENCO’s New Platinum Rewards Mastercard®


We are excited to announce our new Platinum Rewards Mastercard® with a new look and lots of great new features and benefits.  With this exciting new credit card, you can use it for everyday purchases — at stores, online and even places that don’t accept cash or checks, like hotels. This card gives you the freedom to support the lifestyle you choose.


Take advantage of these great new features:

• Mastercard® is accepted at 99% of US retailers and 200 countries and territories worldwide

• uChoose Rewards program that offers cash back, gift cards, merchandise, travel, etc.

• 4.99% Introductory APR* for six months from account opening 

• Variable Rates as low as 12.99% APR* (7.9% fixed APR* if shared secured)

• Same low rate for purchases, cash advances and balance transfers

• Tap to Pay and Apple, Google & Samsung Pay (Coming May 21, 2025)

• No annual fee

• 25 day grace period

• Cardmember Service available 24 hours a day/365 days per year 866-691-4730

• Manage your card online with MyCard!    

Lost or Stolen Cards

Report your Lost or stolen MasterCard® credit cards either through our online/mobile banking app or you can call 866-691-4730 or 254-776-9550. 

Subject to credit approval.  To request a copy of our card holders agreement please contact us or call us to request one at 254-776-9550.




Important information about procedures for opening a new account:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.













Modern dining room at kitchen.

I want to: Own a home

Save time and get pre-qualified. Plus, we've made it easy to get a quote or apply online, in minutes!