Checking

Become a Member at GENCO to get up to 4.25% APY* on your checking account.


Unlock the full suite of GENCO benefits with a simple start: open a savings account with just a $5 minimum balance.
Membership gives you access to exclusive rates, personalized services, and a community committed to your financial well- being

Ready to join us? Begin your application online, visit any branch location, or call us at :   254-776-9550 for a smooth start to your GENCO journey.



KASASA® Cash
4.25% APY*
Enjoy high dividends on balances up to $10,000 and ATM fee refunds with no monthly fees. Just use your debit card and log into online banking to qualify. Free to open with just a $50 deposit. 

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KASASA® Cash Back
Enjoy 3% cash back on everyday debit card purchases, up to $72 yearly, plus ATM fee refunds nationwide with no monthly fees. Just use your debit card and log into online banking to qualify. Free to open with just a $50 deposit.

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FREE Checking
Discover hassle-free banking with no monthly fees and no minimum balance requirements. Enjoy unlimited check writing, free online banking, bill pay, and a MasterCard debit card. Free to open with just a $50 deposit.
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First Class Checking
Designed for the unique and diverse, this account competitive dividends and convenience. Open with $100 and enjoy the benefits like anytime account access, no per-check charges, and more. Keep just $400 to avoid fees.
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Senior Class Checking
Designed for those 55 and up, enjoy free checks, cashier's checks and notary services. Open with $100 to access competitive dividends and online banking perks. Keep a $200 minimum, to avoid fees.
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Business Checking
Optimize your business banking with a checking account designed for flexibility.  Features include online management, overdraft protection, and no per-check fees. Start with $300 and earn competitive dividends. Maintain a $1,000 minimum to avoid fees.
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