Home Equity Loans


 

LIMITED TIME PROMOTIONAL OFFER

With rates starting as low as 5.25% APR1 for 60 months, GENCO is offering a $500 Lender’s Credit3 on all approved and funded Home Equity Loans!
Don’t wait, offer ends July 31, 2026.

Turn Your Home’s Equity Into Opportunity!

At GENCO, take advantage of fast, friendly service, great rates, and low closing costs while using your home’s equity to achieve your financial goals.  Borrow up to 80% of the value of your home and your interest may be tax deductable2.

Why Choose GENCO

  • Competitive Rates & Terms – Low fixed rate financing with multiple terms available.
  • Low Closing Costs – Keep more money in your pocket with no origination fees.
  • Local Experts - Work with experienced local lenders who are here to guide you through every step of the process.
  • Fast, Personal Service - We make borrowing simple with personalized support.
What Can You Use a Home Equity Loan For
  • Home Improvements & Repairs - Upgrade your kitchen, remodel your bathroom, add a swimming pool, or tackle major repairs that increase your home’s value.
  • Debt Consolidation - Simplify your finances by consolidating higher-interest debt into one manageable monthly payment.
  • Life’s Big Plans - From weddings and education expenses to unexpected costs, a home equity loan can help fund what matters most.
Ready to Get Started

For an application or more information, contact our home equity specialists:

Taylor Leatham at ext. 2226
Joy Melendez at ext. 2229 (Se Habla Espanol!)

Phone: (254) 776-9550
Toll-Free: (800) 922-6428

 

Some restrictions apply. Subject to credit approval, membership eligibility, and loan policies. A minimum loan amount of $50,000 and only available on borrower’s primary residence. Excludes condos and manufactured homes. Maximum loan to value up to 80%. 1APR = Annual Percentage Rate. Rates are subject to change without notice. 2GENCO is not authorized to offer tax advice, consult with your tax advisor. 3Lender’s Credit may be applied towards appraisal and credit report fees. Payment example: Assumes a loan amount of $50,000 financed at 5.25% APR based on 60 monthly principal & interest payments of $949.72. Monthly payments do not include taxes or insurance. All loans are subject to property approval.
 
Federally Insured by NCUA and Equal Housing Lender
 
Taylor Leatham NMLS #653716 | Joy Melendez NMLS #1997168 | GENCO NMLS #631166.