Put Your Home's Value to Work
What is Home Equity?
Your home is more than just a place to live, it's also one of your most valuable financial assets. As you make mortgage payments and as your home's value increases over time, you build equity. Home equity is simply the difference between what your home is worth and what you still owe on your mortgage.
What Can You Use a Home Equity Loan For?
A home equity loan can provide the funds you need for many of life's important expenses.
- Home Improvements & Repairs - Upgrade your kitchen, remodel your bathroom, add a swimming pool, or tackle major repairs that increase your home’s value.
- Debt Consolidation - Simplify your finances by consolidating higher-interest debt into one manageable monthly payment.
- Life’s Big Plans - From weddings and education expenses to unexpected costs, a home equity loan can help fund what matters most.
What Can You Use a Home Equity Loan For?
- Home Improvements & Repairs - Upgrade your kitchen, remodel your bathroom, add a swimming pool, or tackle major repairs that increase your home’s value.
- Debt Consolidation - Simplify your finances by consolidating higher-interest debt into one manageable monthly payment.
- Life’s Big Plans - From weddings and education expenses to unexpected costs, a home equity loan can help fund what matters most.
What are the Benefits and Why Choose GENCO?
- Borrow up to 80% of the value of your home and your interest may be tax deductable1.
- Competitive Rates & Terms – Low fixed rate financing with multiple terms available.
- Low Closing Costs – Keep more money in your pocket with no origination fees.
- Local Experts - Work with experienced local lenders who are here to guide you through every step of the process.
- Fast, Personal Service - We make borrowing simple with personalized support.
Ready to Get Started
For an application or more information, contact our home equity specialists:
Taylor Leatham at ext. 2226
Joy Melendez at ext. 2229 (Se Habla Espanol!)
Phone: (254) 776-9550
Toll-Free: (800) 922-6428
Some restrictions apply. Subject to credit approval, membership eligibility, and loan policies. A minimum loan amount of $50,000 and only available on borrower’s primary residence. Excludes condos and manufactured homes. Maximum loan to value up to 80%. 1GENCO is not authorized to offer tax advice, consult with your tax advisor. All loans are subject to property approval.
Federally Insured by NCUA and Equal Housing Lender
Taylor Leatham NMLS #653716 | Joy Melendez NMLS #1997168 | GENCO NMLS #631166.