» Line of Credit

Have you ever heard someone say, “You better save your pennies for a rainy day”? 

We agree, everyone needs to establish an account for emergencies. But in some cases, you may need more than you have saved and GENCO’s line of credit can be an option for you.


What is a line of credit?

A GENCO Line-of-Credit loan is a pre-approved loan based on several qualifying factors. You may apply for a line of credit without cash being disbursed until you need it. Borrowing power replenishes as you make loan payments.

GENCO’s Line-of-Credit loan allows you to borrow up to your credit limit without having to re-apply each time you need money. Plus, funds are easily accessed online, by PAT (Personal Audio Teller), in person and as overdraft protection to your share (draft) checking account.


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