» Home Equity Loans

If you've been a homeowner for a few years now, chances are you've built some equity into your residence. 

Tap into the power of your home’s value with a GENCO Federal Credit Union home equity loan! You can use the funds for any number of purposes, including:

  • Vacations
  • Education needs
  • New and used vehicles
  • Bill consolidation
  • And much, much more!
At GENCO Federal Credit Union, take advantage of fast, friendly service, great rates and low closing costs!

  • Low interest rates 
  • Low closing costs
  • No pre-payment penalty
  • Terms up to twenty years 
  • Borrow up to 80% of the value of your home, minus any outstanding mortgage balance
  • Interest may be 100% tax deductible*

For more information on rates, terms and all other GENCO Federal Credit Union home mortgage questions, call our Real Estate Department at (254) 776-9550 or (800) 922-6428.

* The credit union is not authorized to offer tax advice. For more information, consult with your tax advisor.