» Share Certificates of Deposit

Invest in your future with a GENCO Federal Credit Union Term Share Certificate (Certificate of Deposit, or CD).

With a certificate account you are guaranteed an exact return on your investment as a result of fixed dividend rates. Choose from 6 month to 60 month terms with great rates.

Short-Term Certificate: For members wanting a quick return on their investment, generally payable or reaching maturity within a relatively brief time, generally less than one year.

Long-Term Certificate: For members wanting to invest their money for longer than one year, generally receiving a higher rate of return.

A Certificate generally earns more than regular savings accounts because you deposit a specific amount for a pre-determined amount of time. Interest earned may be paid monthly, quarterly or at maturity. Penalties exist for early withdrawal.

Term Minimum Deposit
  • 6 months $10,000
  • 12 months $1,000
  • 24 months $1,000
  • 36 months $1,000
  • 48 months $1,000
  • 60 months $1,000