» Fee Schedule

GENCO Federal Credit Union Fee Schedule Effective Date of Changes May 1, 2013

3rd Party Charge Back
$5.00 
3rd Party Charge Back written to CU by member
$28.00
Account Closed Within 90 days of Opening
$15.00
Account Reconciliation (per hour with 30 minute min.)
$25.00
Account Re-Open Fee
$5.00
ACH Authorization Revocation Fee
$28.00
ATM/Debit Card Transaction Foreign
$1.00
ATM/Debit Card Transaction Proprietary
N/C
Automatic Transfer
$1.00  per transfer
Balance Inquiry By Phone
$1.00
Cash Advances - Non Member
2%
Cashier's/ Teller Check
$3.00
Change PIN for ATM/Debit Card
$3.00
Check Cashing
1% of Check(s) amount; minimum change $3.00. Excluding accounts with positive loan balances; aggregate deposit or certificate balance of $500 or more; account holders under the age of 18.
Check Copy
$2.00
Check Printing Charges
Depends on style
Courier Overnight Fee
$30.00 Weekday  (state)

$40.00  (Saturday)
Draft Collection  (plus related cost)
$15.00
Draft Item Exception Fee
$1.00  (per item)
Early Withdrawal penalty on Term Share CD  (min charge)
$15.00
Electronic Loan Payment

Web-based Payment
$5.00
Telephone or In-person Payment
$10.00
Skip-a-payment processing (per loan)
$20.00
Account Verification by 3rd party
$5.00
Expedited Pay-Off on Real Estate
$15.00
Excessive Cash Withdrawals (Share or Money Market)

1 - 3 per month N/C
4 - 6 per month $3.00
7 + per month $4.00
Fax Fee
Local: $1.00 1st page - $.50 per page for additional

Long Distance: $2.00 1st page - $.50 per page for additional
Garnishment/Levy
$25.00 per item
Gift Cards ($25.00 - $1,000.00)
$3.95
Inactive Account
$2.00 per month after 2 years of continuous inactivity; excluding accounts with an aggregate balance of $500 or more
Incoming Collection Item
$10.00
International Wire Tracer/Amendment Reversal Fee
$25.00
Loose Coin
2% of exchange amount
Mail Return (Plus Related Cost)
$5.00
Money Market Minimum Withdrawal Fee <$500
$2.00 p/wd
Money Orders ($1,000.00 Max)
$1.50
Notary Service (Members)
N/C
Notary Service (Non-Members)
$6.00
NSF Exception ITEM Handling
$28.00
NSF Return Item
$28.00
Overdraft Privilege Fee
$28.00
Photo Copies
N/C for 1st page

$.25 per page for 2+
Post Dated Item
$28.00
Print Amortization
$20.00
Replace Lost ATM Card
$5.00
Safe Deposit Boxes (Sizes Below)
Annual Fees (Below)
3 x 5 x 24
$15.00
3 x 10 x 24
$30.00
5 x 10 x 24
$45.00
10 x 10 x 24
$65.00
15 x 10 x 24
$80.00
Safe Deposit Box Drill
Cost Plus $10.00
Statement Copy (per statement)
$2.00
Safe Deposit Box Replacement Keys
Cost Plus $10.00
Special Cash Orders over $10K
1%
Statement Copy or Account Activity Printout
$2.00
Stop Payments
$28.00
Temp checks (Set of 4)
$4.00
Transfers by phone (Manual)
$1.00
Uncollected Funds Return Item $28.00
Western Union (Inside U.S.)
$30.00
Wire Transfers (Inside U.S.)$20.00
Wire Transfers (Outside U.S.)
$45.00