» Rates

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Consumer Loans	APR*	Approx Term
Personal	8.90 % as low as	48
Line of Credit as low as	10.90 % as low as	N/A
Vehicles (New and Used) All Models**	3.29 % as low as	63
Vehicles (New and Used) All Models**	3.55 % as low as	75


Home Equity Terms	APR
60 Months	4.25% as low as
61-120 Months	4.75% as low as
121-180 Months	5.25% as low as
181-240 Months	5.75% as low as

Savings Accounts	Dividend	APY***	Term
Share (savings) Account $100 to $2,499.99	0.20%	0.20 %	N/A
Share (savings) Account up to $2,500 to $4,999.99	0.30%	0.30 %	N/A
Share (savings) Account $5,000 +	0.45%	0.45 %	N/A
Christmas Club Account - Min $5 and up	0.45%	0.45 %	N/A
Savings Safari Club Account $0.01 to $99.99	0.10%	0.10 %	N/A
Savings Safari Club Account $100+	0.45%	0.45 %	N/A

Checking Accounts	Dividend	APY***	Term
GENCO Kasasa Cash - Qualifying accounts up to $10,000	1.49%	1.50 %	N/A
GENCO Kasasa Cash - Qualifying accounts up to $10,000.01 and over	0.25%	1.50 %- 0.25 %	N/A
GENCO Kasasa Cash - Non-qualifying accounts	0.01%	0.01 %	NA
GENCO Kasasa Cash Back More details...
Advantage Checking - Qualifying accounts up to $25,000	1.00%	1.00 %	N/A
Advantage Checking - Qualifying accounts $25,000.01 and over	0.40%	1.00 %- 0.40 %	N/A
Advantage Checking - Non-qualifying accounts	0.01%	0.01 %	N/A
First Class Checking $100 and up	0.10%	0.10 %	N/A
Senior Checking $100 and up	0.10%	0.10 %	N/A
Business Checking $100 and up	0.10%	0.10 %	N/A

Money Market Accounts	Dividend	APY***	Term
Money Market Account $100 to $2,499.99	0.25%	0.25 %	N/A
Money Market Account $2,500 to $4,999.99	0.35%	0.35 %	N/A
Money Market Account $5,000 to $19,999.99	0.45%	0.45 %	N/A
Money Market Account $20,000 to $49,999.99	0.55%	0.55 %	N/A
Money Market Account $50,000 to $99,999.99	0.65%	0.65 %	N/A
Money Market Account $100,000+	0.75%	0.75 %	N/A

IRA Accumulator Accounts	Dividend	APY***	Term
IRA Accumulator Account $25 to $4,999.99	0.45%	0.45%	N/A
IRA Accumulator Account $5,000 to $19,999.99	0.55%	0.55%	N/A
IRA Accumulator Account $20,000 to $49,999.99	0.65%	0.65%	N/A
IRA Accumulator Account $50,000+	0.75%	0.75%	N/A

CERTIFICATE SPECIALS

Certificates Rate APY**	Rate	APY	Term
16 Month Term Share Certificate (CD)	1.85%	1.86%	16
27 Month Term Share Certificate (CD)	2.00%	2.01%	27
Offer requires new money not already on deposit with GENCO, minimum opening balance to obtain APY is $5,000. **These specials are a limited time offer. Effective 9/17/2018

Certificates	Dividend Rate	APY***	Term
6 Month Term Share Certificates (CD) - $1,000 Min. Deposit	0.75 %	0.75 %	6
12 Month Term Share Certificate (CD) - $1,000 Min. Deposit	1.55 %	1.56 %	12
24 Month Term Share Certificate (CD) - $1,000 Min. Deposit	1.65 %	1.66 %	24
36 Month Term Share Certificate (CD) - $1,000 Min. Deposit	1.90 %	1.91 %	36
48 Month Term Share Certificate (CD) - $1,000 Min. Deposit	2.05 %	2.06 %	48
60 Month Term Share Certificate (CD) - $1,000 Min. Deposit	2.30 %	2.32 %	60
	Dividend Rate	APY***	Term
6 Month IRA Certificate - $1,000 to $9,999.99	0.75 %	0.75 %	6
6 Month IRA Certificate - $10,000 to $24,999.99	0.80 %	0.80 %	6
6 Month IRA Certificate - $25,000 to $49,999,99	0.85 %	0.85 %	6
6 Month IRA Certificate - $50,000+	0.90 %	0.90 %	6
	Dividend Rate	APY***	Term
12 Month IRA Certificate - $1,000 to $9,999.99	1.55 %	1.56 %	12
12 Month IRA Certificate - $10,000 to $24,999.99	1.60 %	1.61 %	12
12 Month IRA Certificate - $25,000 to $49,999.99	1.65 %	1.66 %	12
12 Month IRA Certificate - $50,000+	1.70 %	1.71 %	12
	Dividend Rate	APY***	Term
24 Month IRA Certificate - $1,000 to $9,999.99	1.65 %	1.66 %	24
24 Month IRA Certificate - $10,000 to $24,999.99	1.70 %	1.71 %	24
24 Month IRA Certificate - $25,000 to $49,999.99	1.75 %	1.76 %	24
24 Month IRA Certificate - $50,000+	1.80 %	1.81 %	24
	Dividend Rate	APY***	Term
36 Month IRA Certificate - $1,000 to $9,999.99	1.90 %	1.91 %	36
36 Month IRA Certificate - $10,000 to $24,999.99	1.95 %	1.96 %	36
36 Month IRA Certificate - $25,000 to $49,999.99	2.00 %	2.01 %	36
36 Month IRA Certificate - $50,000+	2.05 %	2.07 %	36
	Dividend Rate	APY***	Term
48 Month IRA Certificate - $1,000 to $9,999.99	2.05 %	2.07 %	48
48 Month IRA Certificate - $10,000 to $24,999.99	2.10 %	2.12 %	48
48 Month IRA Certificate - $25,000 to $49,999.99	2.15 %	2.17 %	48
48 Month IRA Certificate - $50,000+	2.20 %	2.22 %	48
	Dividend Rate	APY***	Term
60 Month IRA Certificate - $1,000 to $9,999.99	2.30 %	2.32 %	60
60 Month IRA Certificate - $10,000 to $24,999.99	2.35 %	2.37 %	60
60 Month IRA Certificate - $25,000 to $49,999.99	2.40 %	2.42 %	60
60 Month IRA Certificate - $50,000+	2.45 %	2.47 %	60

*APR Consumer Loan rates effective 9/27/2018. *APR Home Equity Loan rates effective 7/23/2018. Rates are stated "As Low As". Rates and terms subject to approved credit. All rates subject to change without notice. *Payment Example: $18.54 per $1,000 financed at 4.25 for 60 months. *Rate applies to vehicle purchases or when refinancing an auto loan from another institution. *** APY=Annual Percentage Yield. Share Certificate rates effective 9/17/2018. Money Market rates effective 9/1/2018. Checking Account rates effective 10/1/2017. All other deposit rates effective 7/1/2018. Rates subject to change without notice. Penalty for early withdrawal. Minimum balance required to earn the advertised annual percentage yield.

SPECIALS **APY (Annual Percentage Yield) is accurate as of 9/17/2018 and is subject to change. Offer requires new money not already on deposit with GENCO, minimum opening balance to obtain APY is $5,000. This special is a Limited Time Offer. 16 month term certificate will automatically renew at maturity at 12 month term and APY and 27 month term certificate will automatically renew at maturity at 24 month term and APY. Subject to penalty for early withdrawal. Fees may reduce earnings. Other restrictions may apply. Ask for details.