» Rates
Please scroll to the left to view the rest of the table.
Click here to see our Limited Time offer Share Certificate SPECIAL
| Consumer Loans | APR* | Approx Term | ||
|---|---|---|---|---|
| Personal | 8.90 % as low as | 60 | ||
| Line of Credit as low as | 10.90 % as low as | N/A |
||
| Vehicles (New and Used) All Models** | 3.25% as low as | 63 | ||
| Vehicles (New and Used) All Models** | 3.55% as low as | 75 |
| Home Equity Terms | APR |
|||
|---|---|---|---|---|
| 60 Months | 4.25% as low as | |||
| 61-120 Months | 4.75% as low as |
|||
| 121-180 Months | 5.25% as low as | |||
| 181-240 Months | 5.75% as low as | |||
***Home Equity loans secured by second liens will receive a 0.50% interest rate increase in each tier level.
| Savings Accounts |
Dividend |
APY*** |
Term |
|
|---|---|---|---|---|
| Share (savings) Account $100 to $2,499.99 |
0.20% | 0.20 % | N/A | |
| Share (savings) Account up to $2,500 to $4,999.99 |
0.30% | 0.30 % | N/A |
|
| Share (savings) Account $5,000 + |
0.45% | 0.45 % | N/A |
|
| Christmas Club Account - Min $5 and up |
0.45% | 0.45 % | N/A |
|
| Savings Safari Club Account $0.01 to $99.99 |
0.10% | 0.10 % | N/A |
|
| Savings Safari Club Account $100+ |
0.45% | 0.45 % | N/A |
| Checking Accounts |
Dividend |
APY*** |
Term |
|
|---|---|---|---|---|
| GENCO Kasasa Cash - Qualifying accounts up to $10,000 |
1.49% | 1.50 % | N/A |
|
| GENCO Kasasa Cash - Qualifying accounts up to $10,000.01 and over | 0.25% | 1.50 %- 0.25 % | N/A |
|
| GENCO Kasasa Cash - Non-qualifying accounts | 0.01% | 0.01 % | NA | |
| GENCO Kasasa Cash Back More details... |
||||
| Advantage Checking - Qualifying accounts up to $25,000 |
1.00% | 1.00 % | N/A |
|
| Advantage Checking - Qualifying accounts $25,000.01 and over |
0.40% | 1.00 %- 0.40 % | N/A |
|
| Advantage Checking - Non-qualifying accounts |
0.01% | 0.01 % | N/A | |
| First Class Checking $100 and up | 0.10% | 0.10 % | N/A |
|
| Senior Checking $100 and up | 0.10% | 0.10 % | N/A | |
| Business Checking $100 and up | 0.10% | 0.10 % | N/A |
| Money Market Accounts | Dividend | APY*** | Term | |
|---|---|---|---|---|
| Money Market Account $100 to $2,499.99 | 0.25% | 0.25 % | N/A | |
| Money Market Account $2,500 to $4,999.99 | 0.35% | 0.35 % | N/A | |
| Money Market Account $5,000 to $19,999.99 | 0.50% | 0.50 % | N/A | |
| Money Market Account $20,000 to $49,999.99 | 0.60% | 0.60 % | N/A | |
| Money Market Account $50,000 to $99,999.99 |
0.70%
|
0.70 % | N/A |
|
| Money Market Account $100,000+ | 0.80% | 0.80 % | N/A |
| IRA Accumulator Accounts | Dividend | APY*** | Term | |
|---|---|---|---|---|
| IRA Accumulator Account $25 to $4,999.99 | 0.45% | 0.45% | N/A | |
| IRA Accumulator Account $5,000 to $19,999.99 | 0.60% | 0.60% | N/A | |
| IRA Accumulator Account $20,000 to $49,999.99 | 0.70% | 0.70% | N/A | |
| IRA Accumulator Account $50,000+ | 0.85% | 0.85% | N/A |
| Certificates | Dividend Rate | APY*** | Term | |
|---|---|---|---|---|
| 6 Month Term Share Certificates - $10,000 Min. Deposit |
1.15 % | 1.15 % | 6 | |
| 12 Month Term Share Certificate - $1,000 Min. Deposit |
1.85 % | 1.86 % | 12 | |
| 24 Month Term Share Certificate - $1,000 Min. Deposit |
2.00 % | 2.01 % | 24 | |
| 36 Month Term Share Certificate - $1,000 Min. Deposit | 2.15 % | 2.17 % | 36 | |
| 48 Month Term Share Certificate - $1,000 Min. Deposit | 2.35 % | 2.37 % | 48 | |
| 60 Month Term Share Certificate - $1,000 Min. Deposit | 2.50 % | 2.52 % | 60 | |
| Dividend Rate | APY*** | Term | ||
| 6 Month IRA Certificate - $1,000 to $9,999.99 | 1.15 % | 1.15 % | 6 | |
| 6 Month IRA Certificate - $10,000 to $24,999.99 | 1.20 % | 1.20 % | 6 | |
| 6 Month IRA Certificate - $25,000 to $49,999,99 | 1.25 % | 1.25 % | 6 | |
| 6 Month IRA Certificate - $50,000+ | 1.30 % | 1.30 % | 6 | |
| Dividend Rate | APY*** | Term | ||
| 12 Month IRA Certificate - $1,000 to $9,999.99 | 1.85 % | 1.86 % | 12 | |
| 12 Month IRA Certificate - $10,000 to $24,999.99 | 1.90 % | 1.91 % | 12 | |
| 12 Month IRA Certificate - $25,000 to $49,999.99 | 1.95 % | 1.96 % | 12 | |
| 12 Month IRA Certificate - $50,000+ | 2.00 % | 2.02 % | 12 | |
| Dividend Rate | APY*** | Term | ||
| 24 Month IRA Certificate - $1,000 to $9,999.99 | 2.00 % | 2.02 % | 24 | |
| 24 Month IRA Certificate - $10,000 to $24,999.99 | 2.05 % | 2.07 % | 24 | |
| 24 Month IRA Certificate - $25,000 to $49,999.99 | 2.10 % | 2.12 % | 24 | |
| 24 Month IRA Certificate - $50,000+ | 2.15 % | 2.17 % | 24 | |
| Dividend Rate | APY*** | Term | ||
| 36 Month IRA Certificate - $1,000 to $9,999.99 | 2.15 % | 2.17 % | 36 | |
| 36 Month IRA Certificate - $10,000 to $24,999.99 | 2.20 % | 2.22 % | 36 | |
| 36 Month IRA Certificate - $25,000 to $49,999.99 | 2.25 % | 2.27 % | 36 | |
| 36 Month IRA Certificate - $50,000+ | 2.30 % | 2.32 % | 36 | |
| Dividend Rate | APY*** | Term | ||
| 48 Month IRA Certificate - $1,000 to $9,999.99 | 2.35 % |
2.37 % | 48 | |
| 48 Month IRA Certificate - $10,000 to $24,999.99 | 2.40 % | 2.42 % | 48 | |
| 48 Month IRA Certificate - $25,000 to $49,999.99 | 2.45 % | 2.47 % | 48 | |
| 48 Month IRA Certificate - $50,000+ | 2.50 % | 2.52 % | 48 | |
| Dividend Rate | APY*** | Term | ||
| 60 Month IRA Certificate - $1,000 to $9,999.99 | 2.50 % | 2.52 % | 60 | |
| 60 Month IRA Certificate - $10,000 to $24,999.99 | 2.55 % | 2.57 % | 60 | |
| 60 Month IRA Certificate - $25,000 to $49,999.99 | 2.60 % | 2.63 % | 60 | |
| 60 Month IRA Certificate - $50,000+ | 2.65 % | 2.68 % | 60 |
*APR Annual Percentage Rate. Consumer Loan rates effective 09/24/2019. Rates are stated "As Low As". Rates and terms subject to approved credit. All rates subject to change without notice. Personal Loan Payment Example: $20.72 per $1,000 financed at 8.90% for 60 Months. Vehicle Loan Payment Example: $17.30 per $1,000 financed at 3.25% for 63 Months. Home Equity Payment Example: $18.54 per $1,000 financed at 4.25% for 60 Months. *Rate applies to vehicle purchases or when refinancing an auto loan from another institution. *** APY=Annual Percentage Yield. Share Certificate rates effective 08/03/2019. Money Market rates effective 12/11/2018. Checking Account rates effective 01/01/2019. All other deposit rates effective 01/01/2019. Rates subject to change without notice. Penalty for early withdrawal. Minimum balance required to earn the advertised annual percentage yield.
SPECIALS **APY (Annual Percentage Yield) is accurate as of 09/26/2019 and is subject to change. Offer requires new money not already on deposit with GENCO, minimum opening balance to obtain APY is $5,000. This special is a Limited Time Offer. 18 month term certificate will automatically renew at maturity for 12 months at current APY and 13 month term certificate will automatically renew at maturity for 12 months at current APY. Subject to penalty for early withdrawal. Fees may reduce earnings. Other restrictions may apply. Ask for details.