» Rates

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Loans APR* Approx Term

Personal 8.90 % 48

Line of Credit 10.90 % N/A

Vehicles (New and Used) All Models** 2.49 % 63

Vehicles (New and Used) All Models** 3.15 % 75



Home Equity



Term of Loan APR
60 Months as low as 3.50% - 5.99%
61-120 Months as low as 3.99% - 6.99%
121-180 Months as low as 4.50% - 7.25%
181-240 Months as low as 4.99% - 7.99%

Savings Accounts
Dividend
APY***
Term

Share (savings) Account up to $2,499.99
0.15% 0.15 % N/A
Share (savings) Account up to $2,500 to $4,999.99
0.25% 0.25 % N/A

Share (savings) Account $5,000 +
0.35% 0.35 % N/A

Christmas Club Account
0.35% 0.35 % N/A

Savings Safari Club Account $0.01 to $99.99
0.10% 0.10 % N/A

Savings Safari Club Account $100+
0.35% 0.35 % N/A




Checking Accounts
Dividend
APY***
Term

GENCO Kasasa Cash 1.49% 1.50 % N/A

GENCO Kasasa Cash Back (click for details)
NA NA N/A

Advantage Checking - Qualifying accounts up to $25,000
1.00% 1.00 % N/A

Advantage Checking - Qualifying accounts $25,000.01 and over
0.40% 0.40 % N/A

Advantage Checking - Non-qualifying accounts
0.01% 0.01 % N/A
First Class Checking 0.10% 0.10 % N/A

Senior Checking 0.10% 0.10 % N/A
Business Checking 0.10% 0.10 % N/A



Money Market Accounts Dividend APY*** Term
Money Market Account up to $2,499.99 0.20% 0.20 % N/A
Money Market Account $2,500 to $4,999.99 0.30% 0.30 % N/A
Money Market Account $5,000 to $19,999.99 0.35% 0.35 % N/A
Money Market Account $20,000 to $49,999.99 0.40% 0.40 % N/A
Money Market Account $50,000 to $99,999.99 0.45% 0.45 % N/A

Money Market Account $100,000+ 0.50% 0.50 % N/A

IRA Accumulator Accounts Dividend APY*** Term
IRA Accumulator Account $0 to $4,999.99 0.35% 0.35% N/A
IRA Accumulator Account $5,000 to $19,999.99 0.45% 0.45% N/A
IRA Accumulator Account $20,000 to $49,999.99 0.50% 0.50% N/A
IRA Accumulator Account $50,000+ 0.55% 0.55% N/A

Certificates Dividend Rate APY*** Term
6 Month Term Share Certificates (CD) - $10,000 Min. Deposit 0.50 % 0.50 % 6
12 Month Term Share Certificate (CD) - $1,000 Min. Deposit 0.75 % 0.75 % 12
24 Month Term Share Certificate (CD) - $1,000 Min. Deposit 0.85 % 0.85 % 24
36 Month Term Share Certificate (CD) - $1,000 Min. Deposit 1.15 % 1.15 % 36
48 Month Term Share Certificate (CD) - $1,000 Min. Deposit 1.30 % 1.31 % 48
60 Month Term Share Certificate (CD) - $1,000 Min. Deposit 1.60 % 1.61 % 60

Dividend Rate APY*** Term
6 Month IRA Certificate - $1,000 to $9,999.99 0.50 % 0.50 % 6
6 Month IRA Certificate - $10,000 to $24,999.99 0.55 % 0.55 % 6
6 Month IRA Certificate - $25,000 to $49,999,99 0.60 % 0.60 % 6
6 Month IRA Certificate - $50,000+ 0.65 % 0.65 % 6

Dividend Rate APY*** Term
12 Month IRA Certificate - $1,000 to $9,999.99 0.75 % 0.75 % 12
12 Month IRA Certificate - $10,000 to $24,999.99 0.80 % 0.80 % 12
12 Month IRA Certificate - $25,000 to $49,999.99 0.85 % 0.85 % 12
12 Month IRA Certificate - $50,000+ 0.90 % 0.90 % 12

Dividend Rate APY*** Term
24 Month IRA Certificate - $1,000 to $9,999.99 0.85 % 0.85 % 24
24 Month IRA Certificate - $10,000 to $24,999.99 0.90 % 0.90 % 24
24 Month IRA Certificate - $25,000 to $49,999.99 0.95 % 0.95 % 24
24 Month IRA Certificate - $50,000+ 1.00 % 1.00 % 24

Dividend Rate APY*** Term
36 Month IRA Certificate - $1,000 to $9,999.99 1.15 % 1.15 % 36
36 Month IRA Certificate - $10,000 to $24,999.99 1.20 % 1.21 % 36
36 Month IRA Certificate - $25,000 to $49,999.99 1.25 % 1.26 % 36
36 Month IRA Certificate - $50,000+ 1.25 % 1.26 % 36
Dividend Rate APY*** Term
48 Month IRA Certificate - $1,000 to $9,999.99 1.30 %
1.31 % 48
48 Month IRA Certificate - $10,000 to $24,999.99 1.35 % 1.36 % 48
48 Month IRA Certificate - $25,000 to $49,999.99 1.40 % 1.41 % 48
48 Month IRA Certificate - $50,000+ 1.45 % 1.46 % 48
Dividend Rate APY*** Term
60 Month IRA Certificate - $1,000 to $9,999.99 1.60 % 1.61 % 60
60 Month IRA Certificate - $10,000 to $24,999.99 1.65 % 1.66 % 60
60 Month IRA Certificate - $25,000 to $49,999.99 1.70 % 1.71 % 60
60 Month IRA Certificate - $50,000+ 1.75 % 1.76 % 60
*APR Loan rates effective 03/24/2014. Rates are stated "As Low As". Rates and terms subject to approved credit. All rates subject to change without notice. *Payment Example: $16.88 per $1,000 financed at 2.25% for 63 months. **Rate applies to vehicle purchases or when refinancing an auto loan from another institution. *** APY=Annual Percentage Yield. 6 and 12 month rates effective 3/29/2017. 12 through 60 month rates effective 3/29/2017. All other rates effective 4/01/2014. Rates subject to change without notice. Penalty for early withdrawal. Minimum balance required to earn the advertised annual percentage yield.