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Consumer Loans APR* Approx Term

Personal 8.90 % as low as 60

Line of Credit as low as 10.90 % as low as N/A

Vehicles (New and Used) All Models**   1.99% as low as 60

Vehicles (New and Used) All Models** 2.99% as low as 72


Home Equity Terms APR

60 Months 3.5% as low as
61-120 Months 4.25% as low as
121-180 Months 4.75% as low as
181-240 Months 5.25% as low as
***Home Equity loans secured by second liens will receive a 0.50% interest rate increase in each tier level. HE rate effective 01/11/2021.


Savings Accounts
Dividend
APY***
Term

Share (savings) Account $100 to $2,499.99
0.15% 0.15 % N/A
Share (savings) Account up to $2,500 to $4,999.99
0.15% 0.15 % N/A

Share (savings) Account $5,000 +
0.15% 0.15 % N/A

Christmas Club Account - Min $5 and up
0.15% 0.15 % N/A

Savings Safari Club Account $0.01 to $99.99
0.10% 0.10 % N/A

Savings Safari Club Account $100+
0.15% 0.15 % N/A

Checking Accounts
Dividend
APY***
Term

GENCO Kasasa Cash - Qualifying accounts up to $10,000
1.49% 1.50 % N/A

GENCO Kasasa Cash - Qualifying accounts up to $10,000.01 and over 0.25% 1.50 %- 0.25 % N/A

GENCO Kasasa Cash - Non-qualifying accounts 0.01% 0.01 % NA
GENCO Kasasa Cash Back More details...




Advantage Checking - Qualifying accounts up to $25,000
1.00% 1.00 % N/A

Advantage Checking - Qualifying accounts $25,000.01 and over
0.25% 0.25 %- 0.25 % N/A

Advantage Checking - Non-qualifying accounts
0.01% 0.01 % N/A
First Class Checking $100 and up 0.10% 0.10 % N/A

Senior Checking $100 and up 0.10% 0.10 % N/A
Business Checking $100 and up 0.10% 0.10 % N/A

Money Market Accounts Dividend APY*** Term
Money Market Account $100 to $2,499.99 0.15% 0.15% N/A
Money Market Account $2,500 to $4,999.99 0.20% 0.20% N/A
Money Market Account $5,000 to $19,999.99 0.25% 0.25% N/A
Money Market Account $20,000 to $49,999.99 0.30% 0.30% N/A
Money Market Account $50,000 to $99,999.99
0.35%
 0.35% N/A

Money Market Account $100,000+ 0.40% 0.40% N/A
IRA Accumulator Accounts Dividend APY*** Term
IRA Accumulator Account $25 to $4,999.99 0.25% 0.25% N/A
IRA Accumulator Account $5,000 to $19,999.99 0.35% 0.35% N/A
IRA Accumulator Account $20,000 to $49,999.99 0.40% 0.40% N/A
IRA Accumulator Account $50,000+ 0.45% 0.45% N/A











                     






Certificates Dividend Rate APY*** Term
6 Month Term Share Certificates - $10,000 Min. Deposit
0.25 % 0.25 % 6
12 Month Term Share Certificate - $1,000 Min. Deposit
0.50 % 0.50 % 12
24 Month Term Share Certificate - $1,000 Min. Deposit
0.70 % 0.70 % 24
36 Month Term Share Certificate  - $1,000 Min. Deposit 0.85 % 0.85 % 36
48 Month Term Share Certificate  - $1,000 Min. Deposit 0.95 % 0.95 % 48
60 Month Term Share Certificate  - $1,000 Min. Deposit 1.00 % 1.00 % 60

Dividend Rate APY*** Term
6 Month IRA Certificate - $1,000 to $9,999.99 0.25 % 0.25 % 6
6 Month IRA Certificate - $10,000 to $24,999.99 0.30 % 0.30 % 6
6 Month IRA Certificate - $25,000 to $49,999,99 0.35 % 0.35 % 6
6 Month IRA Certificate - $50,000+ 0.40 % 0.40 % 6

Dividend Rate APY*** Term
12 Month IRA Certificate - $1,000 to $9,999.99 0.50 % 0.50 % 12
12 Month IRA Certificate - $10,000 to $24,999.99 0.55 % 0.55 % 12
12 Month IRA Certificate - $25,000 to $49,999.99 0.60 % 0.60 % 12
12 Month IRA Certificate - $50,000+ 0.65 % 0.65 % 12

Dividend Rate APY*** Term
24 Month IRA Certificate - $1,000 to $9,999.99 0.70 % 0.70 % 24
24 Month IRA Certificate - $10,000 to $24,999.99 0.75 % 0.75 % 24
24 Month IRA Certificate - $25,000 to $49,999.99 0.80 % 0.80 % 24
24 Month IRA Certificate - $50,000+ 0.85 % 0.85 % 24

Dividend Rate APY*** Term
36 Month IRA Certificate - $1,000 to $9,999.99 0.85 % 0.85 % 36
36 Month IRA Certificate - $10,000 to $24,999.99 0.90 % 0.90 % 36
36 Month IRA Certificate - $25,000 to $49,999.99 0.95 % 0.95 % 36
36 Month IRA Certificate - $50,000+ 1.00 % 1.00 % 36

Dividend Rate APY*** Term
48 Month IRA Certificate - $1,000 to $9,999.99 0.95 %
0.95 % 48
48 Month IRA Certificate - $10,000 to $24,999.99 1.00 % 1.00 % 48
48 Month IRA Certificate - $25,000 to $49,999.99 1.05 % 1.05 % 48
48 Month IRA Certificate - $50,000+ 1.10 % 1.10 % 48

Dividend Rate APY*** Term
60 Month IRA Certificate - $1,000 to $9,999.99 1.00 % 1.00 % 60
60 Month IRA Certificate - $10,000 to $24,999.99 1.05 % 1.05 % 60
60 Month IRA Certificate - $25,000 to $49,999.99 1.10 % 1.10 % 60
60 Month IRA Certificate - $50,000+ 1.15 % 1.15 % 60
*APR Annual Percentage Rate. Consumer Loan rates effective 09/24/2019. Rates are stated "As Low As". Rates and terms subject to approved credit. All rates subject to change without notice. Personal Loan Payment Example: $20.72 per $1,000 financed at 8.90% for 60 Months. Vehicle Loan Payment Example:  $17.54 per $1,000.00 financed at 1.99% for 60 months. Home Equity Payment Example:  $18.20 per $1,000 at 3.50% for 60 mo. *Rate applies to vehicle purchases or when refinancing an auto loan from another institution. *** APY=Annual Percentage Yield. Share Certificate rates effective 8/03/2021. Money Market rates effective 02/01/2021. Checking Account rates effective 05/01/2020. All other deposit rates effective 01/01/2021. Rates subject to change without notice. Penalty for early withdrawal. Fees may reduce earnings. Minimum balance required to earn the advertised annual percentage yield.