» Checking

APY* - Annual Percentage Yield
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GENCO Kasasa Cash

Earn high dividends and refunds on ATM withdrawal fees* with
FREE GENCO Kasasa Cash Checking

Choose free checking that pays you in cash every month.

Our free Kasasa Cash® checking account earns up to 1.50% APY* on your balance, just for doing simple banking activities that save you time.


You’ll also get refunds on your ATM withdrawal fees, nationwide.* That way you can get to your money whenever (and wherever) you need it. Come see us today to get your account opened in minutes! Find a branch closest to you click here.


Benefits

1.50% APY* on balances up to $10,000

1.50% - 0.25% APY on balances over $10,000 depending on balance in account*

0.01% APY* if qualifications aren't met

Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*

No minimum balance to earn rewards

No monthly service fee

Free online banking (Net Branch) 

Free bill pay 

Free E-Statements

Free debit card

$50 minimum deposit to open

Quicken compatible



It’s easy to earn your rewards — here’s how!

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account
during each Monthly Qualification Cycle:


Have at least 1 ACH credit or ACH payment transaction post and settle

Have at least 12 debit card purchases post and settle

Be enrolled in and log into online banking


And if you don’t meet these qualifications, your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify!



GENCO Kasasa Cash Back


Get cash back on debit card purchases and refunds on ATM withdrawal fees* with FREE GENCO Kasasa Cash Back checking.


Choose free checking that pays you back.

Get cash back on more than just gas or groceries — our free Kasasa Cash Back® checking pays 3.00% cash back on your everyday debit card purchases (up to $72 back per year).*


You’ll also get refunds on your ATM withdrawal fees, nationwide* — so every ATM is yours, whether you’re in Waco, Lufkin, Woodway, Lorena, or anywhere else. Visit us today to open your account in minutes. Find a branch closest to you click here.


Benefits

3.00% cash back on debit card purchases*

No category restrictions on purchases

•Cash back earned on up to $200 in purchases monthly

Earn up to $72 cash back per year, $6 per month

Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*

No minimum balance to earn rewards

No monthly service fee

Free online banking (Net Branch) 

Free bill pay

Free E-Statements 

Free debit card

$50 minimum deposit to open

Quicken compatible


It’s easy to earn your rewards — here’s how!

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:


Have at least 1 ACH credit or ACH payment transaction post and settle

Have at least 12 debit card purchases post and settle

Be enrolled in and log into online banking


And if you don’t meet these qualifications, your account is still free.

There are no penalties — and you can get right back to earning your cash rewards the very next cycle that you qualify.


You found it! FREE CHECKING! 

Searching for a no-frills checking account that still offers features to fit your active lifestyle? Discover our FREE Checking Account! 

GENCO created the exclusive First Class Checking account, to meet your unique and diverse lifestyle.


Enjoy the benefits that provide both protection and savings for you and your loved ones. Plus, you’ll have immediate access to program benefits online. As a First Class Checking account holder you will have protection and convenience all bundled into one account.

First Class Checking makes it easy for you to earn competitive dividends, save money and enjoy the ultimate in member convenience. Check out a few of the unbeatable perks that come with First Class Checking.

  • Open with a low minimum balance of only $100
  • Earn competitive dividends on average daily balances of just $100 and up 
  • Anytime account access and home banking 
  • GENCO MasterCard check card 
  • PAT (Personal Audio Teller) 
  • Optional overdraft protection 
  • Convenient direct deposit/payroll deduction 
  • No per-check charges 
  • Keep a low minimum balance of $400 to avoid a minor $4 service charge 
  • Free online banking (Net Branch) 
  • Free bill pay 
  • Free E-Statements
  • Free debit card
  • Quicken compatible

Senior Checking is a specially designed account for clients age 55 and up. 


You’ll enjoy a range of benefits and extras that make banking convenient for you.

  • FREE 2 boxes of checks with direct deposit to your checking account 
  • FREE cashiers checks 
  • FREE notary public service 
  • 10% discount off any size safe deposit box 
  • Open with a low minimum balance of only $100 
  • Earn competitive dividends on average daily balances of just $100 and up 
  • Anytime account access and home banking 
  • GENCO MasterCard check card 
  • PAT (Personal Audio Teller) 
  • Optional overdraft protection 
  • Convenient direct deposit/payroll deduction 
  • No per-check charges 
  • Keep a low minimum balance of $200 avoid a minor $4 service charge 
  • Free online banking (Net Branch) 
  • Free bill pay 
  • Free E-Statements
  • Free debit card
  • Quicken compatible

Your business is unique and needs a checking solution that suits your business. 

Your business is unique and it needs a suitable checking solution. GENCO’s business checking solutions are designed to fit a variety of business needs and come with a variety of options, including online account management, overdraft protection, no per-check fee, and competitive dividends. Review the facts and see why our business account will meet your unique business needs.

Business checking makes it simple to manage your books. Because our accounts are compatible with them, downloads to TurboTax and Quicken are easy. Make it easier on you and your business with our business compatible checking account. 

  • GENCO MasterCard check card 
  • Optional overdraft protection 
  • No per-check charges 
  • Open with a low minimum balance of $300 
  • Earn competitive dividends on average daily balances of just $100 and up 
  • PAT (Personal Audio Teller) 
  • Convenient direct deposit/payroll deduction 
  • Keep a low minimum balance of $1,000 to avoid a $10 service charge
  • Free online banking (Net Branch) 
  • Free E-Statements
  • Free debit card
  • Quicken compatible